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· Mortgage lenders use FICO scores, ranging from 300 to 850, to help them with mortgage lending decisions. "Bad credit," though, is a relative term in the lending industry.
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Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, credit usage and history. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s Terms and Conditions for additional details.