is the harp program still available

HARP Program – Premier Funding Network – HARP Program AVAILABLE FOR A LIMITED TIME The government HARP loan program is still available to homeowners who have lost equity during the housing crisis, but you must act quickly since the program is scheduled to expire on December 31, 2018 .

In the meantime, HARP is still available if you qualify. This program is designed as a HARP replacement. As HARP gets repealed, then, this new high-LTV refinance will take its place. Take note that the program still doesn’t allow homeowners to get a high-LTV refinance if their loan was opened between June 1, 2009 and September 30, 2017.

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 · The HARP program is available for your primary residence, which means it must be owner-occupied. If you are not living in the home, it’s not your primary residence, and so.

HAMP. The Home Affordable Modification Program (HAMP) is a government program introduced in 2009 to respond to the subprime mortgage crisis.HAMP is part of the Making Home Affordable program (MHA), established in concert with the hardest hit fund program (HHF) under the troubled asset relief program (TARP), a part of the emergency economic stabilization Act of 2008.

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 · If you obtained your mortgage around this time and your home is worth less than you owe, HARP can help you. The program is intended to get you into the lower rates currently available. Millions have taken advantage of the program, but there are plenty of people still eligible.

"To be clear, the end of HAMP does not mean the end of available help to borrowers still struggling with their mortgage payments as other existing programs remain available," the report stated.

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The HARP program has been available for over seven years and has helped more than 3 million underwater homeowners refinance. >>Click here to check today’s HARP-alternative program rates.<< This mortgage type has been a key part of the housing recovery.

The FHFA said Thursday that the new HARP high-LTV refinance program is going to unveil in October, but the program is still being modified slightly, which makes it necessary to extend the HARP deadline through all of 2018.

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